Simplify Your Debt Management
Do you have high-interest, unsecured debt from credit cards and personal loans following you around? Consider consolidating into a single, low-rate debt consolidation loan and save money in the process!
Lower Monthly Payments
Combine multiple high-interest payments into one affordable monthly payment that fits your budget.
Reduced Interest Rates
Save money over time with our competitive interest rates that are typically lower than credit cards.
Simplified Payments
Manage your debt with just one monthly payment instead of juggling multiple due dates.
Simple Application Process
Check Eligibility
Review our requirements and ensure you meet the criteria for a debt consolidation loan.
Complete Course
Finish our free "Creating a Budget and Sticking To It" course through our partnership with Enrich.
Gather Documents
Collect proof of income and account statements from creditors to be paid by loan proceeds.
Submit Application
Complete our straightforward application process with guidance from our loan specialists.
What You Need to Apply
Proof of Income
Recent pay stubs, tax returns, or other documentation showing your income sources.
Account Statements
Statements from creditors to be paid by the loan proceeds.
Budget Course Completion
Certificate from the free "Creating a Budget and Sticking To It" course available through Enrich.
Credit Information
We'll review your credit history as part of the application process.
Additional Financial Education Resources
In addition to the required course, Enrich offers many other courses and tools to assist you in managing your finances including "Mastering Credit & Optimizing Your Score" to help you determine if debt consolidation is right for you.