This loan can be used for purchase or completion of a residential property, purchase of land, home improvement, refinance, home extension or home construction.
This loan is available to both salaried and non-salaried customers with a verifiable source of income.
New Home
In addition to fostering personal development, a new house provides a secure atmosphere in which a family can develop and thrive as a unit. You can invest in a future free from financial constraints with Sparkle Trust's New Home Loan, enabling you to live comfortably in your own house.You can achieve financial independence and save money by taking advantage of flexible tenures, low interest rates, and simple repayment alternatives.The process of applying for a new home loan is straightforward. To get started, visit any of our branches or submit an online application.
Home Conversion
Loan programs known as house conversion loans are intended for borrowers who currently hold a mortgage from a bank or other home finance organization. All borrowers with home loans can apply for home conversion loans, which allow them to change the interest spread on their existing loan or transfer to a cheaper interest rate. Because variable interest rates are so common in the market and can negatively impact past-due house loan balances, borrowers often choose home conversion loans.
Land Purchase
Purchasing land enables you to preserve a portion of the environment or construct the house of your dreams. But since land can be pricey in places with high demand, you could require a loan to pay for your land purchase. Although land is thought to be a safe investment because "they're not making any more of it," most lenders view land loans as hazardous, which makes the approval process more onerous than it is for conventional home loans.However, asking for a loan to buy property with Sparkle Trust is incredibly easy and quick because we have global connections for land investment and we recognize the value of land. Speak with a loan officer, and we will put together a suitable arrangement for you right now.
Home Renovation
As an investment, your property can be strengthened with renovations, updates, and repairs thanks to home improvement loans, which can provide the money you need. But not every home renovation loan is the same, and there are dangers associated with it.
Speak with a loan officer to learn more about the various kinds of home improvement loans that are available, their fees, how to qualify, and how to select the best lender. It is intended to provide guidance on whether it makes sense to borrow against the equity in your house or take out a personal loan for home improvements, as well as information on how to locate the best financing possible.
