At Sparkle Trust Consolidated (henceforth referred to as "Sparkle Trust"), we respect the privacy and confidentiality of your personal data. Whenever you connect with us, we are committed to safeguarding your privacy and offering you the best level of security. This privacy statement explains the types of personal data we gather, how we use it, and safeguard it.
This policy outlines the basis on which we will treat any personal data that we obtain from you or that you supply to us, along with our Terms and Conditions. To learn about our policies and procedures surrounding your personal data and how we will handle it, please carefully read the following. Continue visiting Sparkle Trust Consolidated websites, including www.sparkletrustconsolidated.com, customer touchpoints, you accept and consent to the practices described in this policy.
We collect information about you from a variety of sources, such as: website visits, applications, identification documents, personal financial statements, interactions with relationship managers, and other third parties (credit bureaus, payment gateways, other financial institutions…) and other written or electronic communication reflecting information such as your name, address, passport details, identification numbers, biometric information, telephone number, occupation, assets, income and any other information we deem necessary. We may use your transactional account history including your account balance, payment records, and debit/credit card usage. We may also use information received from third parties such as family, solicitors, friends or employers, website/ social media pages made public by you, government agencies, regulators, supervisory or credit agencies. We may also collect other information such as video footages of you whenever you step into any of our branches, telephone conversations when you call any of our contact Centre lines, geographic information of any of our branch ATMs when you use our ATMs.
In order to achieve our goal of providing you with the best banking service, we sometimes collect certain information during your visits to perform certain tasks such as grant you access to some parts of our web site or conduct research on your behaviour on our site in order to improve our services. We will not disclose your information to any person outside our organization except as described in this Privacy Policy.
The collection and use of personal data by Sparkle Trust Consolidated is guided by certain principles. These principles state that personal data should be processed fairly, lawfully and in a transparent manner. be obtained for a specified and lawful purpose and shall not be processed in any manner incompatible with such purposes. be adequate, relevant and limited to what is necessary to fulfil the purpose of processing. be accurate and where necessary, up-to-date. In the event data is inaccurate, steps should be taken to rectify or erase such data. not be kept for longer than necessary for the purpose of processing. be processed in accordance with the data subject’s rights be kept safe from unauthorized processing, and accidental loss, damage or destruction using adequate technical and organizational measures. Any personal information provided by you to Sparkle Trust Consolidated will be used with your consent, or under the following under listed instances: Cases where processing of personal data is required for the fulfilment of a contractual obligation. Cases where processing of personal data is required for compliance with legal and/or regulatory requirements. Cases where processing is required to protect your vital interest or that of any other natural person. Cases where processing is required for an activity to be carried in significant public interest. Cases where processing is required for legitimate interests of Unity Bank or a third party insofar as this does not conflict with the requirements for the protection of your personal data. Your personal information is used in: Updating and enhancing Unity Bank’s records Executing your instructions. Establishing your identity and assessing applications for our products and services Pricing and designing our products and services Administering our products and services Managing our relationship with you Managing our risks Identifying and investigating illegal activity (i.e.), such as fraud Contacting you, for example in instances where we suspect fraud on your account or when the need arises to tell you about recent occurrences in the banking sector or some event(s) of significance. Conducting and improving our businesses and improving your experience with us Reviewing credit or loan eligibility. Preventing money laundering or terrorism financing activities. Complying with our legal obligations and assisting government and law enforcement agencies or regulators/supervisors Identifying and informing you about other products or services that we think may be of interest to you Processing your job application if you apply for a job with us. We may also collect, use, and exchange your information in other ways permitted by law.
At Sparkle Trust Consolidated and Group of companies (hereinafter referred to as 'the Bank'), security is our top priority and we always strive to ensure that your personal data shall be protected against unauthorised or accidental access. We maintain this commitment to data security by implementing appropriate physical, electronic and managerial measures to safeguard and secure your personal data with us. Our web servers are protected behind "firewalls" and our systems are monitored to prevent any unauthorised access. We will not send personal information to you by ordinary email. As the security of ordinary email cannot be guaranteed, you should only send email to us using the secure email facility on our website. All practical steps shall be taken to ensure that personal data will not be kept longer than necessary and that the Bank will comply with all statutory and regulatory requirements concerning the retention of personally identifiable information. Our commitment to Data Security is paramount to us at Sparkle Trust Consolidated. Your personally identifiable information is kept secure. Only authorized members of staff, agents and contractors (who have agreed to keep information secure and confidential) have access to this information.
Speak to a Sparkle Trust Consolidated specialist at (914-240-7331)